Routing # 251480576
Varo Trust Bank
Varo

Banking Made Simple & Rewarding

Varo offers convenient, simple and free banking solutions that make your experience more valuable and rewarding. Choose from credit cards with low interest rates and cash back and checking accounts loaded with debit card rewards you can earn from everyday spending.

You can bank with us at any time, from anywhere with Varo's online and mobile banking solutions. If you'd rather come in and bank face-to-face, we're conveniently located near you. Can't make it into a branch? Schedule an appointment with a local Varo team member in-person or over the phone.

Learn more about Varo's credit cards with low interest, checking accounts, cash back rewards, and more by contacting us today!

Our Banking Services

Discover our comprehensive range of banking products and services designed to meet all your financial needs.

Checking Accounts

Varo's checking accounts offer 24/7 account management with online bill pay, mobile deposit, account alerts, and more. Compare the benefits of each account to find the right one for you.

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Teen Debit Accounts

Help your teenager get real world ready with a free debit card starting at age 13. Practice everyday saving and spending skills, and monitor activity in Online & Mobile Banking.

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Compare Credit Cards

Choosing the credit card that makes financial sense is easy when you compare Varo's Mastercard® credit cards. You get low rates, security, and rewards—no matter which you choose.

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Credit Card Rewards

Varo offers a variety of credit card rewards and redemption options. Learn more about the types of rewards available and how to redeem.

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Contactless Payments

Contactless payments make paying faster, easier, and more secure. Simply tap to pay with your Varo debit or credit card at checkout when you're on-the-go.

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Bank by Phone with Adel

Introducing Voice Banking With Adel! Get quick answers to common banking questions, complete account inquiries, and conduct routine transactions in a secure environment.

Try Voice Banking

Online & Mobile Banking

Varo has digital banking tools to meet your needs. Deposit checks with your mobile device, pay bills online, check balances on the go, and more.

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Varo Express Banking

Varo offers Express Banking Machines, letting customers transact conveniently and securely. Learn more about how our Express Banking offers more than the typical ATM.

Find Locations

Varo Video Connect

Connect with us from the comfort of home with our secure, video banking tool. Chat face-to-face with a representative using your computer or mobile device.

Start Video Chat

Online Appointment Scheduling

Book an appointment with a local Varo Team member in-person or over the phone. We look forward to meeting with you!

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Why Bank With Varo?

Our members enjoy great rates, lower fees, exclusive benefits, superior customer service, and so much more.

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Superior Member Service

At Varo, we promise to go beyond merely meeting your banking needs to deliver a better experience with every interaction.

Our Promise

Why Choose Varo?

Varo is a not-for-profit credit union that exists to serve the people, businesses, and neighborhoods of Greater Philadelphia, so they can prosper. We provide our members with all things banking, plus the educational resources and guidance to build and maintain financial security.

Here's why you should join us:

Better rates & low (or no!) fees
No tricks or hidden selling tactics
Personalized banking experiences, online & in-person
Open to anyone who lives or spends time in Southeast PA
All you need to do is open a savings account to join
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Forbes Best-in-State Credit Union

Award-Winning Service

Recognized for excellence in member satisfaction and financial services.